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Fixed Loans

Fixed rate loans remain fixed for the life of the loan, as well as provide a level repayment term and are structured to repay the loan at the end of the term.

Balloon mortgages are a short-term loan that have some features of a fixed rate mortgage. A balloon mortgage provides a level repayment feature during the term of the loan, but does not fully amortize over the original term.  At the end of the balloon term, there is still a remaining principal loan balance and the mortgage holder generally requires that the balance be paid in full, which can be accomplished by refinancing.

Fixed Rate and Term products Available:

• 30 Year Fixed

• 20 Year Fixed

• 15 Year Fixed

• 10 Year Fixed

• 15 Year, 7 Year or 5 Year Balloon