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At Home Refinance, Inc., we will take you through each step of your home loan process with ease. We are industry experts and can help you get the best loan for your situation. Take a look at our Loan Products and our Home Refinance Center to learn more. Fill out our 30 Seconds EZ Home Loan Request. or call us today at 877.210.8542 to get started.

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Fixed Loans

Fixed rate loans remain fixed for the life of the loan, as well as provide a level repayment term and are structured to repay the loan at the end of the term.

Balloon mortgages are a short-term loan that have some features of a fixed rate mortgage. A balloon mortgage provides a level repayment feature during the term of the loan, but does not fully amortize over the original term.  At the end of the balloon term, there is still a remaining principal loan balance and the mortgage holder generally requires that the balance be paid in full, which can be accomplished by refinancing.

Fixed Rate and Term products Available:

• 30 Year Fixed
• 20 Year Fixed
• 15 Year Fixed
• 10 Year Fixed
• 15 Year, 7 Year or 5 Year Balloon