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At Home Refinance, Inc., we will take you through each step of your home loan process with ease. We are industry experts and can help you get the best loan for your situation. Take a look at our Loan Products and our Home Refinance Center to learn more. Fill out our 30 Seconds EZ Home Loan Request. or call us today at 877.210.8542 to get started.

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Home Refinancing Checklist

Completing a loan application is the first thing you'll do when refinancing your mortgage. You may need to provide a variety of documentation to help your Platinum Capital Group refinance consultant approve you for a home loan. The documentation will vary depending on the lender we choose for you and the loan program, and your personal financial situation.

The following is a list of documents generally required when applying to refinance. You may or may not need them all, but for a fast and easy loan process, have these items available when you're ready to complete your mortgage application.

1. Proof of Income
   Typically, you'll need to show original pay stubs for the last 30 days.
2. Copy of your W2 forms
   Required for each loan applicant and helps us verify past employment and income history.
3. Copies of asset information
   Including accounts holding money for closing cost, statements for savings, checking and 401k accounts and investment records for mutual funds and stocks.
4. Copy of homeowners insurance
   Verifies that you have current and sufficient coverage on your home.
5. Copy of title insurance
   Helps us verify the taxes, names on title and legal description of the property.

Once you've begun the refinance process your Platinum Capital Group refinance consultant will choose which documents you'll need to get approved. They'll vary depending on where you live and which loan program you've selected. But keep in mind the more information you have ready before you apply, the faster you'll get approved and close your loan.